> For the complete documentation index, see [llms.txt](https://pdc-finance.gitbook.io/pdc-finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://pdc-finance.gitbook.io/pdc-finance/introduction/pdc-financing.md). # PDC Financing DC Finance provides a marketplace for PDC holders, whereby PDC holders list their NFTs for financing from investors. Upon PDC NFT being sold in the finance marketplace, the seller receives the instant cash flow from the PDC after the deduction of implied interest rates and the buyer will receive the proceeds from the PDC. * **For Lenders.** PDC Finance’s financing marketplace provides an alternative financing platform, where users present their PDCs for advance funding. PDC issued by good companies will be honored & pose a lesser credit risk. For example, MakerDAO/any web2 company issued a PDC to a consultant for DAI 10,000 payable in 60 days. The consultant can place this PDC for funding in the PDC Finance marketplace. For investors, the strength of the PDC issuer/payer is a more important factor than the PDC receiver/(consultant in this case). An investor can be certain that MakerDAO in this case will make the payment on the 60th day irrespective of the PDC receiver/consultant’s financial position. So the investor may finance this PDC at say 10% p.a. interest & PDC Finance marketplace securely handles the swapping of loans. This PDC financing has below salient features, * Returns are in stable coin terms (as the PDCs are made in stablecoins in PDC Finance) * Returns are not correlated to market performance or any protocol emissions i.e., irrespective of bear/bull market, the payer will make the payment at the maturity date, as these are all corporate post-dated payment commitments. * **For Borrowers** --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://pdc-finance.gitbook.io/pdc-finance/introduction/pdc-financing.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.